General Practitioners

Features and Benefits

Surgery Protect provides wide-ranging cover, with the option to include additional cover, depending on your requirements.

Standard Surgery Protect GP Practice Insurance


  • All Risks
  • Full theft cover
  • Drugs and medical stocks 
  • Controlled drugs 
  • All risks away from premises
  • Works of art
  • Money
  • Locks and keys
  • Clothing and personal effects cover
  • Deterioration of stock
  • Personal accident assault
  • Computers – accidental and malicious erasure
  • Lamps, sign and nameplates


  • All risks for buildings, including costs for demolition, removal of debris, architects’ and solicitors’ fees
  • Trace and access 
  • Metered water 

Business interruption

  • Market leading cover, as standard


  • Employers liability 
  • Public liability 
  • Product liability 
  • Corporate Manslaughter

Commercial Legal Expenses

  • Cover for employment tribunals
  • Compensation awards
  • Taxation proceedings
  • Criminal prosecution defence
  • Damage to premises
  • Jury service cover

Optional covers available

  • Terrorism
  • Directors' and Officers' liability cover
  • Engineering cover
  • Loss recovery
  • Standard limits can be increased on request

Locum Insurance (Available through our strategic partner, Practice Cover)

Your premium will be based on:

  • Your chosen level of cover: three levels available
  • Annually renewable or permanent cover
  • Weekly sum insured between £200 - £3,000
  • Deferment period, from 2, 4, 8, 12 and 26 weeks
  • Benefit period, normally 52 weeks, but can be shorter, eg. 13, 26 or 39 weeks
  • Number of people insured, group discount for three or more people